What is FAFSA Expected Family Contribution (EFC)?

Once you complete the process of submitting the FAFSA, otherwise known as the Free Application for Federal Student Aid, families are presented with a number. That number helps schools determine your need-based financial aid eligibility. That number is the Expected Family Contribution, also referred to as your EFC.

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FAFSA Expected Family Contribution (EFC)

Let’s take a closer look at FAFSA’s Expected Family Contribution (EFC), how you find your EFC, and what it means for your family.

What is FAFSA Expected Family Contribution (EFC)?

FAFSA’s Expected Family Contribution (EFC) is a number that is derived from the information you provide when completing your FAFSA. The federal government refers to the EFC as an index that helps determine your federal financial aid eligibility. This is used to determine need-based grants like the Federal Pell Grant as well as state grants that don’t need to be paid back. EFC also determines your eligibility for subsidized Direct student loans.

Where Can I Find My Expected Family Contribution (EFC)?

Your EFC won’t be generated until you submit your FAFSA. Once you complete the application, the EFC will be provided on the confirmation page. You can also always access your EFC through your FAFSA Student Aid Report (SAR). Here’s more info on accessing your SAR.

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There is a lot to be gained from our free general financial aid advice, but it’s also a very individual process. If you have remaining financial aid questions, email us to discuss more or book an individual session.